401k Limit 2024 Family Of 4. The ira catch‑up contribution limit for individuals aged 50 and older remains. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to $71,000,.

Hces can face a 401(k) limit on the amount of income on which their employer can offer a contribution match. The 2024 401 (k) individual contribution limit is $23,000, up from $22,500 in 2023.